First Investors Saving 
Our First Investors plan offers high-balance account holders exactly what they’re looking for: the idea mix of long-term security and valuable growth.  With tiered rates and monthly compounded interest, there’s nothing holding you or your money back! 
 
Tiered interest paid on average daily collected balances of $10,000 and above 
Interest compounded and credited monthly 
Minimum balance to open account - $10,000 
Minimum balance fee if balance drops below $10,000 is $20.00 for that month 
Excess debit fee - $10.00 per debit if more than 6 per month 
 
Preferred Saving 
Designed for savers with a long-term focus, our Preferred Savings Account offers high potential for growth – but without any monthly service fees.  It’s a solid choice for those who are building for the future.  
 
Tiered interest paid on average daily collected balances of $1,000 and above 
Interest compounded and credit monthly 
Minimum balance to open account - $5,000 
Minimum daily balance - $500.00 
Minimum balance fee - $7.50  
 
First Minnesota Savings 
One of the biggest benefits of choosing this account in addition to no monthly service fee, is the fact that we start paying interest on all balances of $50 and above.  It’s a smart choice for people who want growth but can only maintain a small or medium sized account. 
 
Tiered interest paid on daily balances of $50 and above 
Interest compounded daily, credited quarterly 
Minimum balance to open account - $50 
Minimum daily balance - $300.00 
Minimum balance fee - $3.50 
 
First Minnesota Kids’ Savings 
The First Minnesota Savings is available for children age 16 and under with no minimums! This account is a great way for parents to teach their kids about finances. It features no minimum balance, no monthly service fees and tiered interest paid on daily balances of $50 and above. 
 


FDIC
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