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Personal CDs

Investing in certificates is a safe way to invest your money and maximize your return. With a $1,000 minimum deposit, you’ll earn a guaranteed rate of return. First Minnesota Bank offers a variety of terms including a step-up 48 month Certificate of Deposit.


  • Automatic renewal so the CD always earns interest during a 10 day grace period
  • Direct deposit of interest to an account of your choice


  • Earns higher interest than regular savings
  • Competitive rates
  • Maturity notices sent to customers


  • Guaranteed rate for a set period of time
  • Many maturities to meet your financial needs
  • Convenient