VA Loan

This is an image of a solider and his wife in front of their home.

A VA Loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA). These loans are offered to qualified Armed Forces personnel, active military personnel, veterans or their spouses and dependents.

VA Loans Offer:

  • Lower than average interest rates
  • Flexible credit standards, and may require no down payment
  • No private mortgage insurance (PMI)

VA Loans are Ideal for:

  • Active duty service members with at least 90 days of continuous active duty
  • Eligible veterans with at least 90 days active duty during wartime or 181 days active duty during peacetime
  • Service members with at least a total of six years in the Selected Reserve or National Guard
  • Spouses/dependents of US Armed Forces personnel or veterans

If you're looking to purchase a home and wondering if a VA loan is the best option for you, we can help. Click the link below to contact our mortgage department. 

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