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Business Checking

We understand that business owners require a financial partner that understands their needs and supports their level of service needed to be efficient, valuable, convenient and adaptable. First Minnesota Bank offers a full array of financial products and services for your business. 

Community Banking Checking

The account is available for non-profit organizations and associations customers.

  • 100 FREE transaction items per statement cycle*
  • $5.00 fee if average daily available balance falls below $300 during the statement cycle
  • First Reserve - Overdraft protection - Subject to credit qualification
  • Imaged Statements
  • FREE Currency & coin orders
  • Remote Capture available

*If during the monthly statement cycle the account exceeds, in aggregate, 100 debits/checks, credits/deposits, and deposited items, items in excess of 100 will be assessed $0.20 per item.


Business Banking Checking

This account is available for incorporated and unincorporated business, sole proprietors, and public funds customers.

  • 100 FREE transactions items per statement cycle*
  • $5.00 - Monthly Maintenance Fee
  • First Reserve/ Overdraft Protection is available with this account - subject to credit qualification
  • Imaged Statements or items returned for an additional fee
  • FREE Currency and coin orders 
  • Remote Capture available
  • Earnings Credit paid
  • Interest is available for sole proprietors and unincorporated businesses not choosing to utilize earnings credit.
  • Negative Available Balance charge


* If during the monthly statement cycle the account exceeds, in aggregate, 100 debits/checks, credits/deposits, and deposited items (checks), items in excess of 100 will be assessed $0.15 per item.

Commercial Banking Checking

This account is designed for large volume, corporate customers. 


Fee structure:

  • Monthly Maintenance- $20.00
  • Debit/Check Fee- $0.15 per item 
  • Credit/Deposit Fee- $0.30 per item
  • First Reserve/ Overdraft Protection is available with this account - subject to credit qualification
  • Deposited Fee- $0.06 per item
  • Earnings Credit Paid
  • Imaged Statements or items returned for an additional fee. 
  • Interest is available for sole proprietors and unincorporated businesses not choosing to utilize earnings credit. 
  • Negative Available Balance charge.