We understand that business owners require a financial partner that understands their needs and supports their level of service needed to be efficient, valuable, convenient and adaptable. First Minnesota Bank offers a full array of financial products and services for your business.  The same level of service you deliver to your customers is expected from the financial institution you choose as a partner. We bring value and convenience to local businesses like yours, providing a seamless financial solution. 
 
COMMUNITY BANKING CHECKING 
The account is available for non-profit organizations and associations customers. 
 
100 FREE transaction items per statement cycle* 
$5.00 fee if average daily available balance falls below $300 during the statement cycle 
First Reserve - Overdraft protection - Subject to credit qualification 
Imaged Statements 
FREE Currency & coin orders 
Remote Capture available 
 
 
*If during the monthly statement cycle the account exceeds, in aggregate, 100 debits/checks, credits/deposits, and deposited items, items in excess of 100 will be assessed $0.20 per item. 
 
BUSINESS BANKING CHECKING 
This account is available for incorporated and unincorporated business, sole proprietors, and public funds customers. 
 
100 FREE transactions items per statement cycle* 
$5.00 - Monthly Maintenance Fee 
 
Earnings Credit paid 
Interest is available for sole proprietors and unincorporated businesses not choosing to utilize earnings credit. 
Negative Available Balance charge 
 
Imaged Statements or items returned for an additional fee 
FREE Currency and coin orders  
First Reserve/ Overdraft Protection is available with this account - subject to credit qualification 
Remote Capture available 
 
 
* If during the monthly statement cycle the account exceeds, in aggregate, 100 debits/checks, credits/deposits, and deposited items (checks), items in excess of 100 will be assessed $0.15 per item. 
 
 
COMMERCIAL BANKING CHECKING 
This account is designed for large volume, corporate customers.  
 
Fee structure: 
 
Monthly Maintenance        $20.00  
 
Debit/Check fee        $0.15 per item  
 
Credit/Deposit fee        $0.30 per item  
 
Deposited fee     $0.06 per item 
 
Earnings Credit Paid 
Interest is available for sole proprietors and unincorporated businesses not choosing to utilize earnings credit. 
Negative Available Balance charge 
Imaged Statements or items returned for an additional fee 
First Reserve/ Overdraft Protection is available with this account - subject to credit qualification 
 


FDIC
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